Income benefit
Weekly or lump-sum payments while a temporary disability keeps you from working.
Why it matters
Why you should buy personal accident cover
Health insurance pays your hospital bills, but it doesn't replace the income you lose if an accident leaves you unable to work. Personal accident insurance fills that gap with a lump-sum or weekly benefit for accidental death, permanent or temporary disability. It's inexpensive, pays out on top of any other policy, and gives your family a financial cushion during a difficult recovery.
- 1
Replace lost income
A benefit for temporary or permanent disability keeps money coming in while you can't work.
- 2
Support your family
A lump sum on accidental death helps dependents manage without your earnings.
- 3
Pays on top of health cover
Benefits are in addition to any health or life policy you already hold.
- 4
Covers disability, not just death
Partial and total disability payouts recognise that survival can still change everything.
- 5
Low premium, high value
Large cover is available at a strikingly modest annual cost.
What you get
What the cover pays for
Protection for the earning capacity health insurance leaves untouched.
Disability cover
Defined payouts for permanent total and partial disability from an accident.
Family security
A death benefit that supports your dependents through the hardest time.
Why buy this cover through us
As an IRDAI-licensed broker we work for you, not for one insurer — combining smart technology with real human support.
Technology platform
Compare, buy, renew and store every policy in one secure, paperless dashboard with automatic renewal reminders.
Multiple options
See the whole market side by side — price, features and claim record — and pick what genuinely fits you.
Trust
IRDAI composite broker (Reg. 1154) with transparent advice, no hidden charges and dedicated claims support.
AI matching engine
Our engine ranks plans by cover, price and claim record against your profile — and tells you why each one fits.
Frequently asked questions
Protect your income, not just your health
Compare personal accident plans that replace lost earnings and support your family after an accident.
